→ Suggest they make an inventory list with photos of all household items.

→ Have them check their policy each year to ensure all items are properly covered.

→ Have them check their current items listed cost to replace against inflation.

HOUSEHOLD INVENTORY

  • Home improvement records
  • Automobile title and bill of sale
  • Household inventory (with pictures)
  • Copies of insurance policies/important receipts and bills of sale

PROPERTY

  • Rental property records (deed, title, lease)
  • Guarantees and warrantees
  • Appliance manuals and receipts

 

 REMIND THEM TO ALSO KEEP THE FOLLOWING ITEMS SAFE:

 General:
  • Safe deposit box key
  • Safe deposit records and inventory of items
  • List of emergency contacts (doctor, vet, financial advisor, clergy, reputable repair contractors and family members)

Health:

  • Copies of immunization records
  • Copies of prescriptions for medication and eyeglasses
  • Copies of veterinary/vaccination records
  • Health records, dental records and prescription insurance cards

Financial:

  • Income tax returns
  • Current bank balances/certificates for bonds and stocks
  • Loan payment books/promissory notes
  • Employee benefits
  • Bank account, loan, credit card, investment account numbers
  • Videotape or photograph/copies of Copyrights and Patents
  Identification:
  • Social Security numbers
  • Driver's license numbers
  • Copies of citizenship papers/passports
  • Copies of birth/death certificates
  • Copies of marriage certificates
  • Educational records

Other:

  • Adoption/custody papers, divorce decrees, prenuptial contracts
  • Military service records
  • Retirement papers
  • Religious papers
  • Copies of you and your partner's wills
  • Trust agreements, living wills, powers of attorney and healthcare powers of attorney